AIB has released research results into the range of activities we’re putting off to another day. Fitness and healthy eating top the list with 41% of those surveyed mentioning not getting around to exercise, 37% not getting around to healthy eating and 26% not getting around to responding to a text message.

Among the list of things put off to another day was financial planning with 59% of those surveyed claiming they have never received financial planning services in the past. A host of reasons were cited including ‘time pressure’, ‘seems too complex’ and ‘something for the older generation’.

When prompted about the backup plan for preparing for the future, 41% of those surveyed mentioned winning the Lotto, 5% spotting a valuable antique, 9% raising a child prodigy and 2% on inheritance as a back up to making a personal financial plan.

Research has revealed that we are actually very well intentioned with 1 in 5 considering developing a personal financial plan at some stage.

AIB’s financial planning service is available through the AIB Branch network and over the phone. Appointments can be made online, on the phone or in Branch. The service is confidential with no obligation or cost and takes approximately 45-60 minutes. Allied Irish Banks, p.l.c. is tied to Irish Life Assurance plc, for life and pensions business.

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